Insurance Programs

All parties pay for the insurance they use — not you. Guests cover damage, homeowners cover liability, and you keep the margins.

Guest Coverage

Damage Control

Guest-caused damage coverage up to $10,000. You build the policy, set the guest-paid fee, and retain most of the revenue. Create multiple policies for different geographies, ADRs, and property types.

Customizable Policy Builder

Pets
Toilet / sink backup
Linen damage
Smoke remediation
Intentional acts
Shared amenities

Homeowner Damage Upgrades

Homeowners can add coverage above the $10,000 already covered by Damage Control.

Silver
~$4 / night
  • Contents: $10,000
  • Structure: $50,000
  • Deductible: $10,000
Gold
Popular
~$6 / night
  • Contents: $10,000
  • Structure: $100,000
  • Deductible: $10,000
Platinum
~$8 / night
  • Contents: $20,000
  • Structure: $1,000,000
  • Deductible: $10,000
Homeowner Coverage

Liability Control

Most homeowners are asked to buy liability coverage but never get around to it. Liability Control automatically enrolls homeowners at onboarding — no more chasing owners for commercial riders.

Silver
~$39 / month
  • Liability limit: $100,000
Gold
Popular
~$59 / month
  • Liability limit: $500,000
Platinum
~$89 / month
  • Liability limit: $1,000,000

Homeowners can upload their own compliant policy to opt out. Velaris monitors third-party policies to ensure they conform to your requirements.

Company Coverage

Core Company Insurance

Build both program insurance and company insurance with one specialized partner who understands vacation rental risk.

Errors and Omissions
Employment Practices
Crime / Fidelity Bond
Directors and Officers
General Liability
Workers' Compensation
Umbrella / Excess Liability
Cyber Liability
Hired and Non-Owned Auto
Loss of Income

Ready to Build Your Insurance Program?

Our team will design a custom program that maximizes your margins and protects your portfolio.